The Green Show Home Launch


In a months time we will be opening our next Show Home at The Green in Glusburn, North Yorkshire.

The Green is a development of just 37 homes in the heart of the beautiful village of Glusburn. Due to the sites elevated position you will be able to enjoy panoramic views of Cowling Pinnacle and beyond. We’re building a selection of 2, 3 & 4 bedroom homes, all built out of natural random stone with traditional stone detailing.

The Show Home will be in Plot 1 – The Whittaker home. You’ll be able to walk around this four bedroom home to really to get a feel for the inclusive specification. Highlights of the specification on our larger homes include: Range Cookers and Extractors by Stoves, wooden handrail staircases, large garages, underfloor heating on the ground floor and landscaped gardens. Our smaller homes also have a comprehensive specification and some are built for you to walk around.

There is limited availability at The Green, being only a development of 37 homes. If you have your heart set on a particular plot we recommend you speak to our recommended financial advisor at the Mortgage Advice Bureau (MAB) before coming to the development so we know you are in a position to proceed. You can find out more about this process by emailing us here or calling 01535 288000.

We still have a few appointments on our PREVIEW day on the 31st August, these one on one appointments enable you to take a look around the Show Home undisturbed. However we do ask that you are qualified by the MAB before you make one.  If you can’t attend the preview day we open for all on the 1st September from 10am.

For more information on the Green click here or follow us on Instagram and watch our stories where we upload progress of the Show Home’s build. (You must have the app installed on your phone in order to view the stories!)

We look forward to welcoming you to the Green.

 

Now OPEN – The Exchange, Shipley

A selection of one bedroom apartments and two and three- bedroom contemporary homes are now available in Shipley with the launch of The Exchange development.

The Marketing Suite and Show Home is now open Thursday – Monday 10 am – 5pm. These stylish homes have proved popular with first time buyers, with 5 reservations being taken on opening weekend.

Sales, Marketing and Design Director, Caroline Verity has said ‘It’s always a delight to open a new Show Home to receive feedback from prospective purchasers. Thus far the reception has been fantastic -all those who have visited The Exchange have been really impressed with our homes’

The development is situated close to Shipley train station on Crag Road making it the ideal location for commuters to Leeds and Bradford.

Homes have been thoughtfully designed inside and out and incorporate both traditional and modern internal designs. All homes benefit from private gardens and parking.

Prospective homeowners are able to take advantage of Help to Buy across all homes. Enabling buyers to buy their new home with only a 5% deposit.

With prices starting from just £122,950 for a two-bedroom home and £85,000 for a one-bedroom apartment, The Exchange, Shipley offers our quality craftmanship at a price within reach. Prospective purchasers can visit The Exchange development Thursday – Monday to take a look around the two bedroom ‘Royd’ Show Home or call 01274 987844/ email rebecca@skiptonproperties.com.  For further information please click here. Find the development on the Crag Road, Shipley, BD18 2JR.

The Exchange, Shipley: Show Home Launch

Guest blog: Emma Gordon, Eye Candy Interior Design

This exciting new development for Skipton Properties is in Shipley, a popular commuter suburb in between Bradford & Leeds. The Exchange is a beautiful development of contemporary homes. With this in mind we wanted to create a modern, stylish, cutting edge show home that reflects the younger demographic that might purchase one of these two bedroom properties.

We have added more colour to the interiors on this occasion with a striking palette of dark green, mustard ,navy & greys and have introduced a subtle 1950’s retro/scandi feel, both of which are very ‘on trend’ right now. Together with brass light fittings and striking feature tiles we think you will love this latest show home which opens this Saturday at 10am.

The bottle green sofa & mustard chairs you will find in the living room are made by our upholsterer/furniture maker and were chosen to add colour and depth to the overall scheme, we also love the texture of the velvet fabrics. They are a striking focal point in the room and add a bold splash of colour. The black & white chevron rug is another striking piece from Modern Rugs that grounds the scheme & zones the room.

The navy bed in the master bedroom is from Made and has a simple scandi/retro look to it. Once again we have gone for the velvet fabric so it links to downstairs and adds texture to the room. The Dressing Table and chair from Swoon are another example of clean simple scandi style furniture , we loved the compact shape and size which doesn’t overpower the room but looks very stylish.

The dining table and chairs are also from Made and were chosen because of the lovely grey tones and simple retro looks that worked with the rest of the furniture , the round shape works well and softens the squareness of the room.

Like to see our designs in the flesh? Visit Skipton Properties this Saturday from 10am. After the launch, their usual opening hours will be Thursday – Monday 1a0am – 5pm. For further information on Shipley Exchange please click here.

Alternatively, check back next week for the official photos of our designs….

Panoramic photography at The Bridge, Haworth

This beautiful weather has given us the opportunity to photograph progress at The Bridge in Haworth. We sent our drone operator to show you exactly what we’re doing and help you to understand the development’s position in this historic village.

The development is starting to take shape and our vision is coming to life. The Bridge is already home to over 15 families and will soon see more move in. It offers a range of different styles to suit all needs, from our three bedroom three-storey homes, which give our homeowners more space and all feature an integrated garage, to our larger four bedroom homes in both traditional and contemporary designs.

Pictured above in the foreground are the three bedroom Elliot and Holt house styles. Each home features a master ensuite bedroom, integrated garage and laundry room. The rear gardens you see in the photo have all been designed by a landscape architect to create a peaceful oasis that takes advantage of the open countryside these homes look out onto.

We’ll shortly be releasing The Bridgehouse, a new luxury four bedroom home benefitting from one of the best positions on the development. It will overlook the landscaped parkland at the rear of the development. If you would like to be the first to know more information please get in touch.

At the front of the development we are painstakingly restoring the original Bridge House Mills. This part of the development will eventually be home to one and two bedroom apartments. We believe the restoration will transform the centre of Haworth.

The Bridge is part of the V&F Homes Collection, our superior collection of homes. Each home has been carefully styled, using natural materials such as coursed stone and natural slate roofs. Dry stone walls to the beck have been carefully restored to give the development the character it deserves. Elevations also benefit from trespa panels, a material that is practically maintenance free, to give our homes a contemporary twist.

Like to find out more about The Bridge? We’re open Thursday – Monday 10am – 5pm. Drop by and say hello 🙂

You can reach the development by emailing us here or calling 01535 288009.

 

Open Day: The Green

We’re delighted to invite you to the launch of our newest View Home

Still waiting for your dream home? Visit us at The Green in Glusburn on Saturday 7th July for the opening of the highly anticipated View Home.

We will be opening the doors to the two bedroom ‘Dawson‘ which our Design Director has styled with a country cottage feel. It will feature a beautiful light grey shaker kitchen with a full range of AEG appliances, beautiful oak karndean flooring, fitted mirror wardrobes and a range of ceramic tiling.

The Green is part of our superior collection of Verity & Family Homes. Designed to blend traditional design with convenient modern day living. Nestled in an elevated position in Glusburn the development enjoys wonderful sweeping views of the surrounding countryside. Each home is built out of natural stone giving our homes an enduring beauty. Great attention to detail has been given to natural stone detailing, elevations includes corbels and mullion windows and natural dry stone walls frame the development.

The Dawson will showcase the quality our homes at the Green.  We hope you’ll be impressed by the inclusive specification: inside you’ll find A rated appliances from AEG and showers by Hansgrohe, in some homes there are traditional log burning stoves, stone hearths and wood beams, each and every garden is turfed and you’ll find downlight in all kitchens and bathrooms.  We always go one step further when building our homes, putting our heart and soul into every development we build.

As well as exploring the View Home our Sales, Marketing and Design Assistant, Adele, will be on hand to answer any questions you may have. Those visiting the View Home on open day will also benefit from a selection of upgrades.

Visit us any time on the 7th July between 10am and 5pm. The development is accessed via the Black Abbey Lane, Glusburn.

For further information in advance of the opening day please call Adele on 01535 281827 or email thegreen@skiptonproperties.com.

**Please be aware that between the hours of 10 and 12 we will be an operational site so please be careful when walking to the view home.**

 

 

How to improve your credit score

….and why you should – brought to you by money.co.uk

Why is your credit score important?

Simply put, your credit score is a system used by lenders to help decide whether or not you will qualify for different forms of credit like loans, credit cards and mortgages.

Lenders will look at your credit score to work out what kind of borrower you are and how risky it would be to lend to you. They will then use this information to base their decision of whether or not to lend to you and how much.

There are three main credit reference agencies in the UK; Experian, Equifax and Callcredit. You can request to see your credit report at any time – some agencies may charge you a small fee to do so, alternatively there are free websites you can sign up to like Noddle and Clearscore who will give you a high level view of your credit report for free. You may find your score differs according to which website you use. This is because you don’t have one universal score – different agencies score you differently based on different behaviours.

What does having a good credit score mean?

Having a good credit score often means you’ll have more options when it comes to choosing which financial product you want and it can be more likely you’ll be accepted for the desirable and competitive products too. Importantly it will also affect the interest rate lenders offer you – you’ll find you’re more likely to be offered lower interest rates on your borrowing if you have a good credit score.

Every lender uses a different set of criteria for lending credit, so if you don’t get accepted by one lender it won’t mean a different lender won’t accept you for a similar product.

Even if you have a perfect credit score you aren’t guaranteed to be accepted for every product on the market – it just depends what sort of behaviours the lender favours to make a decision. For example, some lenders don’t like to lend to people with a perfect credit score because they view them as unprofitable (i.e. they always repay before the lender gets the chance to charge interest).

What does your credit report reveal about you?

Your credit report will show lenders lots of different information about you including:

  • Your credit score.

  • Any credit accounts you currently hold like credit cards, loans and mortgages and the combined credit limit – so the total amount of credit you currently have access to.

  • How much you currently owe on all your credit accounts.

  • Any repayments you’ve missed or that were late in the past 5-7 years.

  • Any applications you’ve made to borrow money that you weren’t accepted for.

  • Your previous and current addresses.

  • Your previous credit applications (soft searches like eligibility searches aren’t visible to lenders).

  • Any debt problems from the last 5-7 years like county court judgments and bankruptcies.

  • Whether or not you are on the electoral roll.

  • Your mobile phone accounts and your payment behaviour.

  • Your utility bill repayment behaviour.

    What affects your credit score:

  • Late or missed payments of your credit cards, loans and mortgages.

  • Late or missed payments to your gas and electricity providers.

  • Late or missed payments to your mobile phone contractor.

  • Whether or not you are on the electoral roll.

  • Missing or incorrect information.

  • Having the most up to date address details for you.

  • Having too much credit available to you.

  • Not having enough previous borrowing behaviour on your credit report might mean lenders are cautious about lending to you because they can’t tell what sort of borrower you are.

How to improve your credit score:

There are lots of different factors that affect your credit score and it may take a few months to improve it.

You can start by:

  • Use soft search before applying: Use an eligibility checker wherever possible to check your chances of acceptance before applying, doing this increases your chances of applying only for the products you know you’ll be accepted for and won’t.

  • Building up your credit history. If you’ve never borrowed any money before there is no way for lenders to know the type of borrower you are, so there is a chance you may get rejected. If this happens it isn’t the end of the world and you still have options. Credit building credit cards could help you to build a credit profile and become more likely to get accepted as long as you always settle your balance on time.

  • Repay on time: Always paying your loans, mortgage and credit cards on time will paint a positive picture of how you handle credit and can prove to lenders that you are a safe bet to lend to.

  • Stick to your limits: Try not to go over your credit card or overdraft limits because this will show up on your credit report and cause your score to drop.

  • Keep up to date: Make sure your current address is up to date and it matches on all of your accounts.

  • Remove old partners: Make sure you’re no longer financially linked with anyone you used to live with, this will link your credit files and could affect your score negatively if they don’t manage money as well you.

  • Avoid too many applications: Every time you apply for credit the application will  show on your credit report, which could work against you.

  • Register to vote: Being on the electoral register helps your lender to check your identity.

  • Check your credit: Close any old accounts that you no longer use – having access to unnecessary credit could affect whether lenders would be willing to lend to you – having access credit may put them off.

  • Pay your bills on time: Paying things like your credit card, mortgage, loans, utility bill and mobile phone bills on time may help your credit score – missing payments can negatively affect your score.

What to do when you get your credit report

It’s worth checking your credit report on a monthly basis to make sure the information the agencies have on you is correct and up to date. If you notice any errors on your file, contact the credit reference agency and ask them to amend the mistakes as these could affect your ability to get credit.
If you notice any applications for credit that you didn’t make, this could indicate you have been a victim of fraud –  it’s important you report this to your bank straight away.

How long does it take to improve your credit score?

Unfortunately there is no quick fix for a poor credit score. The length of time negative behaviour will stay on your credit record depends on what they were. Bankruptcies could stay on your report for up to 10 years and late payments for as long as 7 years.

We hope you have found this blog from money.co.uk useful! if you’d like to talk to us about buying a new home please call us at one of our developments or call in during opening hours.

Top tips to get you onto the property ladder

Brought to you by money.co.uk….

Buying a property is one of the biggest financial commitments you ever make. It may seem impossible to save enough for a deposit and be ready to buy a property, but there are things you can do to give yourself the best chance. Here are some top tips to help you get your foot on the property ladder.

  1. Start saving: Saving a deposit to put down on a property is hard in the current economic climate so the earlier you start the better. Before you even begin looking at properties you want to buy, start saving. If you’re a first-time buyer try to make the most of government backed saving schemes like the Help to Buy or Lifetime ISAs which give you a top up on your savings. Treat saving like paying a bill and put away a set amount every month and the amount will soon add up.

  2. Prep your credit record: Your credit record is something you’ll want to check well in advance. If you haven’t had any credit before or have a poor credit history, you may need to up your score to be in with a chance of being accepted for a mortgage. Use a free online service to check yours. Small changes like making sure you’re on the electoral register and updating your address can make a big difference.

  3. Check how much you could borrow: Before you start looking at properties use a mortgage calculator to find out how much you could borrow. This will help you to narrow down your property search to homes you’re likely to be able to afford. The amount you’ll be able to borrow depends on lots of factors linke your income, whether you are buying on your own or with someone else and your credit rating.

  4. Look around at mortgages: Make sure you shop around for your mortgage, don’t just go directly to your bank or building society as your unlikely to get the best rate. There are different types of mortgages so compare deals and consider talking to a broker or a mortgage advisor about the best option for you.

  5. Work out the overall price: It’s not just mortgage costs that you’ve got to pay. You’ll need to budget for solicitor’s fees, surveys, insurance, mortgage broker charges and any other extras you may need to pay for.  You need to make sure you have enough saved for all of this as well as your deposit.

Why we love Haworth

Walk along the cobbled streets of Haworth and you’ll instantly fall in love with its old world charm…

We did just that which is why we bought the site behind Bridge House Mills and planned to develop 2, 3 & 4 bedroom homes and 1 & 2 bedroom apartments, which we began building last year. Here are a few reasons why we love Haworth…..

Haworth Station

A lot of work goes into maintaining the station, the locomotives and the line. Steam fans flock here. The route runs along our development and is a lovely sight to see when the trains are running.

The high street

The aforementioned cobbled streets are lined with unique shops and cafes, which make Haworth the thriving village it is. There’s also a small co-operative supermarket for smaller food shops.

Haworth Park

The park is a heritage grade II listed park and is overseen by Friends of Haworth Park who take great care of the park and can be enjoyed by all the community, especially on these warm summer days.

Haworth Cinema

Miserable weather? No problem. Take a stroll to Haworth Baptist Church where they play films every Friday. You can take a look at their Facebook page for listings here.

Haworth 1940s weekend

We have long supported the weekend, helping the organisation raise money for charity by lending our site for the parking of cars. This year we’re afraid we won’t be able to do this as it wouldn’t be fair on our homeowners but we are still fans of the 1940s weekend. The event welcomes thousands of people to Haworth every year. There is a real sense of community at this event; it’s not to be missed! For more information click here. It’s held this year on the 19th and 20th May.

The Parsonage

Last but not least, the parsonage. If you’re a fan of the Brontes we’d recommend you take a trip around the former home of the Bronte sisters. When the Brontes lived in Haworth it was a crowded, smelly, industrial town. The death rate at that time was as high as Londons! To find out more about the museum please click here.

 

Extremely proud winners

If you’e not a fan of ours on Facebook you may not have seen that we won an LABC Award for ‘Best Small New Housing Development’ at the weekend. The award has been given to our development Kearns Village in Cowpe, Rossendale and we’re absolutely delighted.

The event saw a huge turn out with around 800 people from our industry gathering to celebrate what we all do best, creating homes. We were entered into the category by our local building assessor, who commended us for our excellence and our ability to go the extra mile. Judges consider vital elements of a scheme including: high levels of compliance with building regulations, outstanding craftsmanship, technical innovation, sustainability and high performance and use of innovative products and the skills to overcome difficult site conditions. In other words winning is no small feat! We were competing against 15 other developments in our category across Cheshire, Merseyside and Lancashire and we’re absolutely delighted to take the top spot.

We were founded on the principle that we could build better homes by inspiring our people, striving for excellence and creatively re-imagining new homes. We’re proud to be different. Awards such as these give further support to these claims.

The story of Kearns Village

Kearns Village sits on the former site of Kearns of Waterfoot, an old mill dating back to 1875. We set out to retain the look and feel of the mill by designing our homes in a similar courtyard formation. The massing of the new Irwell homes in the new Old Mill Court mimics that of the mill that stood in the very same location.

Inspired by the site’s industrial heritage we used natural stone, much of it being reclaimed from the demolition, but paired this with sleek wood-aluminium windows by Velfac to update the look and feel, and give our homeowners a high performance product. We added handcrafted wooden porches to key elevations and used varying types of natural slate to create a development that looked as if it had always been there.

The result? A charming development that instantly feels like home. Every single homeowner has commended us on our efforts and are delighted with their homes – this is the type of feedback we strive for… without our homeowners we’d be nothing.

What is the LABC? 

The LABC or local authority building control is a not for profit organisation offering impartial advice and support on building regulations and other crucial services for housing developers. They also assist you, as the homeowner, on any structural issues that may arise from years 2 to 10 in your new home. They ensure buildings are safe, healthy and efficient to meet the standards set by the government.

Every single one of our homes benefits from the LABC Warranty which gives our homeowners complete peace of mind.

Want to find out more about Kearns Village, Rossendale? 

We have just three, four bedroom homes available to reserve off plan. Find out more here.

Kearns Village: Phase Two

Wonderful news at Kearns Village…

We’re delighted to announce that our plans for the second phase of Kearns Village in Cowpe, Rossendale, have received unanimous support from Rossendale Council and associated bodies. This means that we’ll soon be able to complete the build of a further 6 homes on the development.

We hope to be able to launch full details of our homes this week. However to wet your appetite in the meantime….

There will be two styles of home built in the lower courtyard; The Tyrell – a large five bedroom family home with a bespoke oak porch, the site’s signature Scandinavian windows and plenty of outside space and the Irwell, a four bedroom family home that reinvents the design of the old Kearns Mill and benefits from a double garage.

Kearns Village is designed around two courtyards, the first of which is fully occupied. We expect to start building again in the next two months, with a view to have the first homes available either later this year or at the beginning of 2019. Early bird reservations are being accepted, which carry a £500 reservation fee. You do not need to have sold your home at this stage if you would like to reserve.

Before we go, did you know that the development has been nominated for an LABC award. To find out what that means for the quality of our homes you can click here.

Would you like to find out more? Call t he office on 01535 639620, email kearnsvillage@skiptonproperties.com or watch this space and check the website over the Easter weekend!